:root {
  --bg: #fbf7ef;
  --surface: #fffdf8;
  --surface-2: #f3eadc;
  --ink: #1f302d;
  --muted: #65736e;
  --line: #ded3c1;
  --brand: #315f55;
  --brand-dark: #21443d;
  --accent: #c9794a;
  --gold: #f2c36b;
  --green-soft: #e2f0e8;
  --red-soft: #f7e5df;
  --shadow: 0 18px 45px rgba(49, 95, 85, .12);
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  max-width: 100%;
  overflow-x: clip;
  scroll-behavior: smooth;
}

body {
  margin: 0;
  max-width: 100%;
  overflow-x: clip;
  background: var(--bg);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.6;
}

a {
  color: var(--brand);
  text-decoration-thickness: 2px;
  text-underline-offset: 3px;
}

img,
svg {
  max-width: 100%;
}

button,
input,
select,
textarea {
  font: inherit;
}

.wrap {
  width: min(1120px, calc(100% - 32px));
  margin-inline: auto;
}

@supports not (overflow-x: clip) {
  html,
  body {
    overflow-x: hidden;
  }
}

main,
.site-footer {
  overflow-x: clip;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -80px;
  z-index: 20;
  background: var(--ink);
  color: white;
  padding: 10px 14px;
  border-radius: var(--radius);
}

.skip-link:focus {
  top: 16px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(251, 247, 239, .94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}

.nav-wrap,
.main-nav,
.brand,
.hero-actions,
.footer-bottom,
.answer-box-head {
  display: flex;
  align-items: center;
}

.nav-wrap {
  min-height: 76px;
  justify-content: space-between;
  gap: 20px;
}

.brand {
  gap: 10px;
  color: var(--ink);
  text-decoration: none;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  background: var(--brand);
  color: #fff7e8;
  border-radius: var(--radius);
}

.brand strong,
.brand small {
  display: block;
}

.brand small {
  color: var(--muted);
  font-size: .78rem;
}

.main-nav {
  gap: 8px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.main-nav a {
  color: var(--ink);
  text-decoration: none;
  padding: 8px 10px;
  border-radius: var(--radius);
  font-size: .95rem;
}

.main-nav a:hover,
.main-nav a.active {
  background: var(--surface-2);
}

.main-nav .nav-cta {
  background: var(--brand);
  color: white;
}

.nav-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: var(--radius);
  padding: 8px 12px;
  color: var(--ink);
}

.hero,
.page-hero {
  padding: 56px 0 34px;
}

.hero {
  background:
    radial-gradient(circle at top left, rgba(242, 195, 107, .24), transparent 38%),
    linear-gradient(180deg, #fffaf0 0%, var(--bg) 100%);
}

.hero-grid,
.page-hero,
.split,
.two-col,
.calculator-layout,
.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, .8fr);
  gap: 28px;
  align-items: start;
}

.hero-grid > *,
.page-hero > *,
.split > *,
.two-col > *,
.calculator-layout > *,
.footer-grid > *,
.lead-card > *,
.download-card > *,
.email-course > * {
  min-width: 0;
}

.hero-copy h1,
.page-hero h1 {
  max-width: 760px;
  margin: 8px 0 16px;
  font-size: clamp(2.25rem, 5vw, 4.8rem);
  line-height: 1.02;
}

.page-hero h1 {
  font-size: clamp(2rem, 4vw, 3.5rem);
}

.hero-copy p,
.page-hero p,
.section-intro {
  max-width: 780px;
  color: var(--muted);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 8px;
  color: var(--brand-dark);
  font-weight: 800;
  font-size: .78rem;
  text-transform: uppercase;
}

.hero-actions {
  flex-wrap: wrap;
  gap: 10px;
  margin: 22px 0;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 44px;
  padding: 10px 14px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  text-decoration: none;
  cursor: pointer;
  font-weight: 800;
}

.btn-primary {
  background: var(--brand);
  color: white;
}

.btn-primary:hover {
  background: var(--brand-dark);
}

.btn-secondary {
  background: var(--surface);
  border-color: var(--brand);
  color: var(--brand-dark);
}

.btn-ghost {
  background: transparent;
  border-color: var(--line);
  color: var(--ink);
}

.planner-panel,
.mini-card,
.info-card,
.listing-card,
.resource-card,
.topic-card,
.calc-results,
.lead-card,
.download-card,
.email-course,
.review-box,
.notice-banner,
.checklist-sheet {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.planner-panel,
.mini-card,
.info-card,
.listing-card,
.calc-results,
.review-box {
  padding: 22px;
}

.panel-visual {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
  margin: 0 0 18px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface-2);
}

.hero-side {
  display: grid;
  gap: 14px;
}

.priority-list,
.number-list {
  padding-left: 1.4rem;
}

.priority-list li + li,
.number-list li + li,
.bullet-list li + li,
.check-list li + li,
.link-list li + li {
  margin-top: 10px;
}

.priority-list span {
  display: block;
  color: var(--muted);
}

.section {
  padding: 34px 0;
}

.section h2 {
  margin: 0 0 14px;
  font-size: clamp(1.55rem, 3vw, 2.35rem);
  line-height: 1.15;
}

.card-grid,
.state-grid,
.listing-grid,
.info-grid,
.check-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.card-grid.compact {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.topic-card,
.resource-card {
  display: block;
  min-height: 150px;
  padding: 18px;
  color: var(--ink);
  text-decoration: none;
}

.topic-card:hover,
.resource-card:hover,
.state-grid a:hover,
.listing-card:hover {
  border-color: var(--brand);
}

.topic-card strong,
.resource-card strong,
.topic-card span,
.resource-card span {
  display: block;
}

.topic-card strong,
.resource-card strong {
  margin: 8px 0 6px;
  font-size: 1.1rem;
}

.topic-card span,
.resource-card span,
.listing-card p,
.info-card p {
  color: var(--muted);
}

.icon {
  width: 24px;
  height: 24px;
  flex: 0 0 auto;
}

.icon-xs {
  width: 18px;
  height: 18px;
}

.state-grid a {
  display: block;
  padding: 16px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  color: var(--ink);
  text-decoration: none;
}

.state-grid a strong,
.state-grid a span {
  display: block;
}

.state-grid a span {
  color: var(--muted);
  font-size: .92rem;
}

.stat-stack {
  display: grid;
  gap: 12px;
}

.stat-stack div {
  padding: 20px;
  background: var(--green-soft);
  border-radius: var(--radius);
}

.stat-stack strong {
  display: block;
  font-size: 2rem;
}

.crumbs {
  width: min(1120px, calc(100% - 32px));
  margin: 22px auto 0;
}

.crumbs ol {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  color: var(--muted);
  font-size: .92rem;
}

.crumbs li:not(:last-child)::after {
  content: "/";
  margin-left: 8px;
  color: var(--line);
}

.check-list,
.bullet-list,
.link-list {
  margin: 0;
  padding-left: 0;
  list-style: none;
}

.bullet-list {
  list-style: disc;
  padding-left: 1.2rem;
}

.check-list li {
  display: flex;
  gap: 9px;
  align-items: flex-start;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
}

th,
td {
  padding: 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

th {
  background: var(--surface-2);
  color: var(--brand-dark);
}

tr:last-child td {
  border-bottom: 0;
}

.lead-card {
  width: min(1120px, calc(100% - 32px));
  margin: 34px auto;
  padding: 24px;
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 24px;
}

.lead-form,
.calc-form,
.inline-form {
  display: grid;
  gap: 14px;
}

.lead-form {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

label {
  display: grid;
  gap: 6px;
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: white;
  color: var(--ink);
  padding: 11px 12px;
}

input:focus,
select:focus,
textarea:focus,
button:focus-visible,
a:focus-visible {
  outline: 3px solid rgba(201, 121, 74, .45);
  outline-offset: 2px;
}

.span-2 {
  grid-column: 1 / -1;
}

.form-note {
  margin: 0;
  color: var(--muted);
  font-size: .92rem;
}

.hp-field {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.download-card,
.email-course {
  width: min(1120px, calc(100% - 32px));
  margin: 34px auto;
  padding: 20px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 16px;
  align-items: center;
}

.download-icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: var(--radius);
  color: var(--brand);
  background: var(--green-soft);
}

.email-course {
  grid-template-columns: 1fr auto;
  background: var(--brand);
  color: white;
}

.email-course p,
.email-course .eyebrow {
  color: #eef8f4;
}

.inline-form {
  grid-template-columns: minmax(220px, 1fr) auto;
  align-items: end;
}

.review-box {
  display: grid;
  gap: 12px;
}

.review-box div {
  display: grid;
  gap: 2px;
}

.review-box span {
  color: var(--muted);
  font-size: .82rem;
}

.notice-banner {
  padding: 14px 16px;
  background: #fff3cd;
  border-color: #e7c76c;
}

.info-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.empty-state {
  max-width: 760px;
}

.check-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.check-grid div {
  display: flex;
  gap: 8px;
  padding: 12px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.calculator-layout {
  grid-template-columns: minmax(0, .95fr) minmax(320px, 1.05fr);
}

.calc-form {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
}

fieldset {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px;
  display: grid;
  gap: 14px;
}

legend {
  padding: 0 6px;
  font-weight: 900;
  color: var(--brand-dark);
}

.option-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.check-option {
  display: flex;
  gap: 9px;
  align-items: center;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: white;
}

.check-option input {
  width: auto;
}

.calc-results {
  position: sticky;
  top: 96px;
}

.result-note {
  padding: 12px;
  background: var(--surface-2);
  border-radius: var(--radius);
}

.result-list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 8px;
}

.result-list li {
  display: grid;
  gap: 2px;
  padding: 10px;
  background: var(--surface-2);
  border-radius: var(--radius);
}

.result-list span {
  color: var(--muted);
}

.result-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 16px;
}

.listing-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.listing-card dl {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 8px 12px;
}

.listing-card dt {
  font-weight: 900;
  color: var(--brand-dark);
}

.listing-card dd {
  margin: 0;
}

.claim-link {
  display: inline-block;
  margin-left: 12px;
  font-weight: 800;
}

.chip {
  display: inline-flex;
  width: fit-content;
  align-items: center;
  padding: 4px 8px;
  border-radius: 999px;
  background: var(--surface-2);
  color: var(--brand-dark);
  font-size: .78rem;
  font-weight: 900;
}

.chip-gold {
  background: var(--gold);
  color: #422f0a;
}

.chip-green {
  background: var(--green-soft);
}

.affiliate-note,
.disclaimer {
  display: flex;
  gap: 8px;
  align-items: flex-start;
  width: min(1120px, calc(100% - 32px));
  max-width: 1120px;
  margin: 14px auto;
  color: var(--muted);
  font-size: .95rem;
}

.ad-slot {
  width: min(1120px, calc(100% - 32px));
  min-height: 90px;
  margin: 20px auto;
  padding: 12px;
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, .55);
}

.ad-slot > span {
  display: block;
  color: var(--muted);
  font-size: .76rem;
  text-align: center;
}

.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
  padding: 14px 16px;
}

.faq-item + .faq-item {
  margin-top: 10px;
}

.faq-item summary {
  cursor: pointer;
  font-weight: 900;
}

.idea-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.idea-list span {
  padding: 8px 10px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 999px;
}

.checklist-sheet {
  padding: 24px;
}

.sheet-head {
  border-bottom: 2px solid var(--line);
  margin-bottom: 18px;
}

.check-section {
  break-inside: avoid;
  border-bottom: 1px solid var(--line);
  padding: 12px 0;
}

.paper-checks {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px 16px;
}

.paper-checks label {
  display: flex;
  gap: 8px;
  font-weight: 600;
}

.paper-checks input {
  width: auto;
}

.legal-copy {
  max-width: 860px;
}

.contact-email {
  font-size: 1.3rem;
  font-weight: 900;
}

.site-footer {
  margin-top: 40px;
  padding: 42px 0 22px;
  background: #203d38;
  color: #f9f3e8;
}

.site-footer a {
  color: #f9f3e8;
}

.footer-grid {
  grid-template-columns: minmax(0, 1.25fr) repeat(3, minmax(0, .85fr));
}

.footer-grid nav {
  display: grid;
  align-content: start;
  gap: 8px;
}

.footer-grid h2 {
  margin: 0 0 6px;
  font-size: 1rem;
}

.footer-grid p,
.footer-grid .disclaimer,
.footer-bottom {
  color: #d8e4df;
}

.footer-brand .brand-mark {
  background: #f7efe4;
  color: var(--brand);
}

.footer-bottom {
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .18);
}

@media (max-width: 900px) {
  .nav-toggle {
    display: inline-flex;
  }

  .main-nav {
    display: none;
    width: 100%;
    padding: 0 0 16px;
  }

  .main-nav.open {
    display: grid;
    grid-template-columns: 1fr;
  }

  .nav-wrap {
    flex-wrap: wrap;
  }

  .hero-grid,
  .page-hero,
  .split,
  .two-col,
  .calculator-layout,
  .lead-card,
  .footer-grid,
  .download-card,
  .email-course {
    grid-template-columns: 1fr;
  }

  .calc-results {
    position: static;
  }

  .card-grid,
  .card-grid.compact,
  .state-grid,
  .listing-grid,
  .info-grid,
  .check-grid {
    grid-template-columns: 1fr;
  }

  .lead-form,
  .inline-form,
  .option-grid,
  .paper-checks {
    grid-template-columns: 1fr;
  }

  .download-card {
    justify-items: start;
  }
}

@media (max-width: 560px) {
  body {
    font-size: 16px;
  }

  .wrap,
  .crumbs,
  .lead-card,
  .download-card,
  .email-course,
  .ad-slot {
    width: min(100% - 20px, 1120px);
  }

  .hero,
  .page-hero {
    padding-top: 34px;
  }

  .hero-copy h1,
  .page-hero h1 {
    font-size: 2.15rem;
  }

  .btn {
    width: 100%;
  }

  .hero-actions {
    width: 100%;
  }

  .listing-card dl {
    grid-template-columns: 1fr;
  }
}

@media print {
  .site-header,
  .site-footer,
  .lead-card,
  .email-course,
  .download-card,
  .ad-slot,
  .hero-actions,
  .crumbs {
    display: none !important;
  }

  body {
    background: white;
    color: black;
    font-size: 12pt;
  }

  .wrap,
  .checklist-sheet {
    width: 100%;
    box-shadow: none;
    border: 0;
  }
}

/* --- Editorial upgrade: prose, byline, sources, author box --- */
.prose {
  max-width: 46rem;
}
.prose p {
  font-size: 1.06rem;
  line-height: 1.75;
  color: var(--ink);
  margin: 0 0 1.1rem;
}
.prose h2 {
  margin-bottom: 0.6rem;
}
.byline {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.55rem;
  align-items: center;
  font-size: 0.88rem;
  color: var(--muted);
  margin: 0.35rem 0 0.9rem;
}
.byline strong {
  color: var(--ink);
  font-weight: 600;
}
.sources-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.5rem;
}
.sources-list li {
  padding: 0.65rem 0.9rem;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 10px;
}
.sources-list a {
  color: var(--brand-dark);
  font-weight: 600;
  text-decoration: none;
}
.sources-list a:hover,
.sources-list a:focus {
  text-decoration: underline;
}
.author-box {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 1.4rem 1.6rem;
}
.author-box h2 {
  margin: 0.2rem 0 0.5rem;
}
.author-box h2 small {
  display: block;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--muted);
  margin-top: 0.25rem;
}
